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Breeds›Somali
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Best Pet Insurance for Somalis

medium breed11–16 years lifespan~$750/yr vet costs

The Somali is essentially a long-haired Abyssinian — the same ticked tabby coat, athletic build, and intense personality, but with a flowing semi-long coat and magnificent plumed tail. Somalis are called the 'fox cats' for their bushy tail and wedge-shaped face. They are highly energetic, intelligent, and curious — like Abyssinians, they need substantial enrichment and interaction. The Somali's longer coat requires more grooming than the Abyssinian, though it's less demanding than Persian-type coats. Health-wise, Somalis mirror Abyssinian concerns: PK deficiency, PRA, and renal amyloidosis require genetic testing and insurance coverage. An active, engaged Somali is one of the most visually spectacular domestic cats in existence.

Best Pet Insurance for Somalis (Ranked)

🏆
EmbraceBest match for Somalis
97
/ 100
★★★★★
4.7(18,420 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more

Score Breakdown

Condition Coverage
40% weight100
Price & Value
25% weight100
No Breed Exclusions
20% weight100
Customer Rating
15% weight80
Overall Score97 / 100
Visit EmbraceFull Review
#2
97
/ 100
★★★★★
4.7(39,800 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit Healthy PawsFull Review
#3
95
/ 100
★★★★★
4.5(22,100 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$10–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit LemonadeFull Review
See All 31 Providers Ranked for Somalis →

Somali Health Risks & Conditions

Understanding your Somali's specific health risks helps you choose the right coverage.

Pyruvate Kinase Deficiency (PK Def)

moderate risk

Somalis share the Abyssinian PK deficiency mutation at similar rates. Autosomal recessive inheritance causes hemolytic anemia of variable severity. Some cats are mildly affected; others require repeated blood transfusions ($500–$1,500 each). Genetic testing ($100) is available and recommended for all Somali breeding pairs.

Treatment cost:$300–$5,000

Progressive Retinal Atrophy (rdAc-PRA)

moderate risk

Somalis carry the same rdAc PRA mutation as Abyssinians, causing gradual blindness. Two copies are required for disease; heterozygotes are carriers but unaffected. Genetic testing identifies carriers. Affected cats manage well with consistent environments; costs are primarily diagnostic and consultative.

Treatment cost:$200–$1,000

Renal Amyloidosis

low risk

Like Abyssinians, Somalis have elevated risk for renal amyloidosis causing progressive kidney failure in relatively young cats. Management is supportive, with prescription kidney diets and fluid therapy adding $500–$2,000/year for managed CKD.

Treatment cost:$400–$4,000

Dental Disease

high risk

Somalis inherit the Abyssinian predisposition to severe periodontal disease. Annual professional dental cleanings ($400–$800) are essential. Some cats develop stomatitis requiring full-mouth extractions ($1,200–$2,500).

Treatment cost:$400–$2,000

Chronic Gingivostomatitis

low risk

Chronic immune-mediated oral inflammation (gingivostomatitis) occurs in some Somalis, causing severe pain, weight loss, and drooling. Full-mouth extraction ($1,200–$2,500) is often the most effective long-term treatment. Medical management with immunosuppressants costs $100–$300/month ongoing.

Treatment cost:$600–$3,000

What to Look for in Somali Pet Insurance

Somalis share Abyssinian genetic risks (PK deficiency, PRA, renal amyloidosis) and need hereditary condition coverage for all three. Dental illness coverage is essential given the high periodontal disease rate. Look for plans with comprehensive hereditary condition inclusion and good chronic kidney disease management benefits. Top picks: Embrace (strong hereditary coverage, dental illness add-on), Fetch (comprehensive hereditary and dental coverage), Figo (good chronic disease coverage).

Somali Quick Stats

📅
11–16 years
Life expectancy
💰
$750/yr
Avg vet costs
📊
#26
Most popular
⚠️
5
Key health risks

Common Somali Health Conditions

⚠️ pyruvate kinase deficiency (PK Def)⚠️ progressive retinal atrophy (rdAc)⚠️ renal amyloidosis⚠️ dental disease⚠️ gingivostomatitis

All Providers Ranked for Somalis

#4
95
/ 100
★★★★★
4.5(31,200 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$17–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit Pets BestFull Review
#5
95
/ 100
★★★★★
4.5(11,300 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$25–$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit FetchFull Review
#6
95
/ 100
★★★★★
4.5(7,400 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$30–$100
Annual limitUp to Unlimited
Reimbursement80%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit PumpkinFull Review
#7
94
/ 100
★★★★★
4.4(9,800 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$15–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit SpotFull Review
#8
94
/ 100
★★★★★
4.4(14,600 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$30–$120
Annual limitUp to Unlimited
Reimbursement90%
Waiting period5 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit TrupanionFull Review
#9
94
/ 100
★★★★★
4.4(15,800 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$20–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period0 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit MetLifeFull Review
#10
93
/ 100
★★★★★
4.3(25,600 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$15–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit ASPCAFull Review
#11
93
/ 100
★★★★★
4.3(9,600 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✓Exam Fees
✓No Exclusions
Monthly cost$18–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%, 100%
Waiting period1 day (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit FigoFull Review
#12
93
/ 100
★★★★★
4.3(3,100 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit AnimaliaFull Review
#13
92
/ 100
★★★★★
4.2(2,400 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit KanguroFull Review
#14
92
/ 100
★★★★★
4.2(3,600 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$20–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit Physicians MutualFull Review
#15
91
/ 100
★★★★★
4.1(12,900 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$25–$100
Annual limitUnlimited (whole pet)
Reimbursement50%, 70%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit NationwideFull Review
#16
91
/ 100
★★★★★
4.1(4,200 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$17–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit OdieFull Review
#17
91
/ 100
★★★★★
4.1(3,800 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$18–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit Prudent PetFull Review
#18
91
/ 100
★★★★★
4.1(3,200 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$16–$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit TotoFull Review
#19
90
/ 100
★★★★★
4(8,200 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit AKCFull Review
#20
90
/ 100
★★★★★
4(5,600 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit CarePlusFull Review
#21
90
/ 100
★★★★★
4(6,800 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit PetPartnersFull Review
#22
90
/ 100
★★★★★
4(2,900 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$17–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit TrustedPalsFull Review
#23
90
/ 100
★★★★★
4(5,800 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement100%
Waiting period3 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit WagmoFull Review
#24
89
/ 100
★★★★★
3.9(1,800 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$18–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit DoggoFull Review
#25
89
/ 100
★★★★★
3.9(4,500 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit PetPremiumFull Review
#26
88
/ 100
★★★★★
3.8(900 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$55
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit PawdarlingFull Review
#27
87
/ 100
★★★★★
3.7(4,100 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit HartvilleFull Review
#28
87
/ 100
★★★★★
3.7(1,200 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✗Hereditary
✓Cancer
✗Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$10–$45
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit NibblesFull Review
#29
85
/ 100
★★★★★
3.6(4,800 reviews)

Excellent match for Somalis. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$60
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

pyruvate kinase deficiency (PK Def)progressive retinal atrophy (rdAc)renal amyloidosisdental disease+1 more
Visit 24PetprotectFull Review
#30
48
/ 100
★★★★★
3.8(1,100 reviews)

Consider alternatives with stronger hereditary condition coverage for Somalis.

✗Hereditary
✗Cancer
✗Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$8–$35
Annual limit$5,000
Reimbursement80%, 90%
Waiting period0 days (accident)
Visit SpokkFull Review
#31
36
/ 100
★★★★★
3.8(2,200 reviews)

Consider alternatives with stronger hereditary condition coverage for Somalis.

✗Hereditary
✓Cancer
✗Orthopedic
✗Dental
✗Exam Fees
✗No Exclusions
Monthly cost$10–$45
Annual limit$7,000
Reimbursement90%
Waiting period0 days (accident)
Visit Companion ProtectFull Review

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