Providers›Animalia

Animalia Pet Insurance

Name: Animalia Pet Insurance
Brand: Animalia Pet Insurance
Rating: 4.3 (1 reviews)

★★★★★

4.3(3,100 reviews)

Founded 2022·Underwritten by Markel Insurance·AM Best: A

Visit Animalia

$20–$80/month

Animalia Review Summary

Animalia Pet Insurance launched in the US in 2022, bringing a comprehensive coverage philosophy that includes exam fees, dental illness, and behavioral therapy in the base plan — features that many established competitors charge extra for or exclude entirely. Their digital-first approach makes enrollment and claims management straightforward. The company has built a solid base of positive reviews highlighting responsive customer service and fair claims handling. The main limitation is simply track record: Animalia hasn't been tested through the volume of edge cases that established providers like Embrace or Healthy Paws have. For owners comfortable with a newer insurer and wanting broad coverage at competitive rates, Animalia deserves serious consideration.

Pros & Cons

✅ Pros

✓Comprehensive base coverage including exam fees and dental
✓Behavioral therapy included
✓Clean digital enrollment and claims experience
✓Competitive pricing for comprehensive coverage
✓No upper age limit

⚠️ Cons

✗No alternative therapy coverage
✗Smaller company with less established track record
✗Limited independent review data
✗Customer service hours more limited than major providers

Coverage Details

Monthly Premium	$20–$80
Annual Deductible	$100–$750
Reimbursement Options	70%, 80%, 90%
Annual Limit Options	$5,000, $10,000, Unlimited
Accident Waiting Period	2 days
Illness Waiting Period	14 days
Age Limit	None
Hereditary Conditions	✓ Covered
Bilateral Conditions	✓ Covered
Dental Illness	✓ Covered
Exam Fees	✓ Covered
Behavioral Therapy	✓ Covered
Cancer Treatment	✓ Covered
Alternative Therapies	✗ Not covered
Wellness Add-on	✓ Available
Breed Exclusions	✓ No breed exclusions