Kanguro Pet Insurance
$15β$60/month
Kanguro Review Summary
Kanguro, founded in 2021, targets the underserved Spanish-speaking pet owner market with bilingual customer service, a Spanish-language app, and 24/7 telehealth consultations in both English and Spanish. This is a genuine differentiator β the US Hispanic community is the fastest-growing pet owner demographic, and language barriers have historically limited access to quality pet insurance. Coverage is competitive in the mid-tier: accidents, illnesses, hereditary conditions, cancer, and orthopedic issues are all covered without breed exclusions. No dental illness or behavioral therapy in the base plan. For Spanish-speaking families or anyone wanting bilingual support, Kanguro fills a real gap in the market.
Pros & Cons
β Pros
- βBilingual service β Spanish and English support
- β24/7 telehealth consultations included
- βMobile-first claims and policy management
- βCompetitive pricing
- βNo breed exclusions
β οΈ Cons
- βNot yet available in all 50 states
- βNo dental illness or behavioral therapy coverage
- βNewer entrant with limited long-term track record
- βNo alternative therapy coverage
Coverage Details
| Monthly Premium | $15β$60 |
| Annual Deductible | $100β$500 |
| Reimbursement Options | 70%, 80%, 90% |
| Annual Limit Options | $5,000, $10,000, Unlimited |
| Accident Waiting Period | 2 days |
| Illness Waiting Period | 14 days |
| Age Limit | None |
| Hereditary Conditions | β Covered |
| Bilateral Conditions | β Covered |
| Dental Illness | β Not covered |
| Exam Fees | β Not covered |
| Behavioral Therapy | β Not covered |
| Cancer Treatment | β Covered |
| Alternative Therapies | β Not covered |
| Wellness Add-on | β Available |
| Breed Exclusions | β No breed exclusions |
What's Covered
- β accidents
- β illnesses
- β hereditary conditions
- β congenital conditions
- β cancer
- β orthopedic conditions
- β telehealth
- β prescription medications
What's Excluded
- β pre-existing conditions
- β dental illness
- β exam fees
- β behavioral therapy
- β alternative therapy
- β elective procedures
Best For
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