Find the right pet insurance for your furry friend
Not all pets need the same coverage. A Golden Retriever needs strong cancer protection. A French Bulldog needs BOAS surgery coverage. A Dachshund needs spinal care. We rank insurance plans based on what your breed actually needs.
205 dog breeds ยท 40 cat breeds ยท 10 bird species ยท 9 reptile species ยท 4 rabbit breeds ยท 9 small animals ยท 31 providers compared
How FurrFind Works
We rank insurance providers based on your breed's specific health risks โ not generic "top 10" lists.
Enter Your Pet's Details
Select your breed, age, and any health concerns. Takes about 60 seconds.
Get Breed-Specific Rankings
Our algorithm scores each provider on coverage of YOUR breed's top health conditions.
Pick the Right Plan
See exactly why each provider ranked where it did, then click through to get a quote.
Popular Breeds
Click your breed for tailored insurance recommendations
French Bulldog
small โข 10โ12 years
Labrador Retriever
large โข 11โ13 years
Persian
medium โข 12โ17 years
Golden Retriever
large โข 10โ12 years
Maine Coon
large โข 12โ15 years
German Shepherd
large โข 9โ13 years
Ragdoll
large โข 12โ17 years
Poodle
medium โข 12โ15 years
Why breed matters for insurance
Every breed has unique health risks
60% of Golden Retrievers will develop cancer. French Bulldogs face a 70%+ chance of needing respiratory surgery. Dachshunds have a 1-in-5 chance of serious spinal disease. Generic comparisons miss this completely.
Coverage gaps cost thousands
A policy that doesn't cover your breed's top conditions โ or has hidden exclusions โ can leave you with $5,000โ$20,000 in uncovered bills at the worst possible moment.
Fine print matters
Some insurers have breed-specific exclusions buried in the policy. Others have extra waiting periods for brachycephalic breeds. We surface these issues before you buy.
$5Kโ$20K
Cancer treatment
Golden Retriever
60% lifetime risk
$3Kโ$10K
Spinal surgery
Dachshund
1 in 5 dogs
$4Kโ$14K
Hip replacement
German Shepherd
Up to 19%
$2Kโ$8K
BOAS surgery
French Bulldog
Most common need
$1.5Kโ$7.5K
Emergency GDV
Rottweiler
Life-threatening
$1Kโ$4K
Knee surgery
Multiple breeds
Hereditary
Providers We Compare
We analyze all major US pet insurance providers so you don't have to
Embrace
$20โ$80/mo
Lemonade
$10โ$65/mo
Spot
$15โ$75/mo
Pets Best
$17โ$70/mo
Trupanion
$30โ$120/mo
ASPCA
$15โ$70/mo
Fetch
$25โ$90/mo
Healthy Paws
$15โ$90/mo
Nationwide
$25โ$100/mo
MetLife
$20โ$75/mo
AKC
$15โ$75/mo
Figo
$18โ$70/mo
Pumpkin
$30โ$100/mo
Odie
$17โ$65/mo
Prudent Pet
$18โ$70/mo
Animalia
$20โ$80/mo
CarePlus
$15โ$65/mo
Companion Protect
$10โ$45/mo
Doggo
$18โ$65/mo
Hartville
$15โ$65/mo
Kanguro
$15โ$60/mo
Nibbles
$10โ$45/mo
Pawdarling
$15โ$55/mo
PetPartners
$15โ$70/mo
PetPremium
$15โ$65/mo
Physicians Mutual
$20โ$70/mo
Spokk
$8โ$35/mo
Toto
$16โ$60/mo
TrustedPals
$17โ$65/mo
Wagmo
$20โ$80/mo
24Petprotect
$15โ$60/mo
Learn About Pet Insurance
Honest, research-backed guides to help you make the right decision
Is Pet Insurance Worth It?
The honest math on when insurance makes financial sense โ and when it doesn't.
8 min readHow Pet Insurance Works
Deductibles, reimbursements, waiting periods, exclusions โ everything explained simply.
6 min readWhat Does Pet Insurance Cover?
From accidents to cancer treatment โ a complete guide to what's in (and out) of most policies.
7 min readInsurance vs. Savings Account
Should you self-insure? We ran the numbers on which approach wins for most pet owners.
9 min readReady to find the right plan for your pet?
Takes 60 seconds. Free comparison. No email required.
๐พ Find My Best PlanDisclosure: We earn a commission when you purchase through our links. This does not affect our recommendations. Read our full affiliate disclosure