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Best Pet Insurance for RagaMuffins

large breed12–16 years lifespan~$800/yr vet costs

The RagaMuffin is closely related to the Ragdoll, having been developed from Ragdoll lines in the 1990s by breeders seeking outcross diversity while maintaining the breed's characteristic large size and gentle temperament. RagaMuffins are slightly more diverse in coat color and pattern than Ragdolls and are known for their extraordinarily docile, puppy-like personalities. They go limp when held, follow their owners devotedly, and are remarkably tolerant of children and handling. Their large size (males can reach 20 pounds) means they're slow to mature — full size typically isn't reached until age 4–5. Health concerns mirror the Ragdoll: HCM is the primary concern, followed by PKD and urinary disease. With appropriate care, a RagaMuffin is a magnificent, gentle giant companion for 12–16 years.

Best Pet Insurance for RagaMuffins (Ranked)

🏆
EmbraceBest match for RagaMuffins
97
/ 100
★★★★★
4.7(18,420 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more

Score Breakdown

Condition Coverage
40% weight100
Price & Value
25% weight100
No Breed Exclusions
20% weight100
Customer Rating
15% weight80
Overall Score97 / 100
Visit EmbraceFull Review
#2
97
/ 100
★★★★★
4.7(39,800 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit Healthy PawsFull Review
#3
95
/ 100
★★★★★
4.5(22,100 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$10–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit LemonadeFull Review
See All 31 Providers Ranked for RagaMuffins →

RagaMuffin Health Risks & Conditions

Understanding your RagaMuffin's specific health risks helps you choose the right coverage.

Hypertrophic Cardiomyopathy (HCM)

moderate risk

RagaMuffins, derived from Ragdoll lines, carry similar HCM risk. Cardiac screening via echocardiogram ($300–$600) from age 2–3 is recommended. Cardiac medications cost $50–$200/month for managed HCM. Aortic thromboembolism is a catastrophic potential complication requiring emergency care ($1,000–$3,000).

Treatment cost:$600–$6,000

Polycystic Kidney Disease (PKD)

low risk

PKD has been documented in RagaMuffins from Persian-influenced lines. Genetic testing identifies affected cats. Responsible breeders screen their breeding cats. Management of progressive CKD costs $400–$2,000/year.

Treatment cost:$400–$4,000

Obesity

high risk

RagaMuffins are large, docile cats with low exercise drive, making them highly prone to weight gain. Obesity amplifies joint stress in these already large cats and increases diabetes and urinary disease risk. Measured feeding and active enrichment are essential.

Treatment cost:$200–$1,500

Urinary Tract Disease (FLUTD)

moderate risk

RagaMuffins have moderate FLUTD risk, particularly with obesity as a cofactor. Urinary blockage in males is a life-threatening emergency ($1,500–$3,000). Dietary management reduces recurrence.

Treatment cost:$300–$3,000

Dental Disease

moderate risk

RagaMuffins have average domestic cat dental disease susceptibility. Annual professional dental cleanings ($400–$800) are recommended.

Treatment cost:$400–$1,800

What to Look for in RagaMuffin Pet Insurance

RagaMuffin insurance needs closely mirror Ragdoll requirements — HCM coverage is the primary driver, with PKD and urinary disease as secondary concerns. Look for unlimited lifetime cardiac coverage, hereditary condition inclusion, and strong emergency coverage for potential blockage or ATE events. Top picks: Trupanion (unlimited, ideal for chronic cardiac disease), Embrace (hereditary conditions, good chronic care), Pets Best (competitive premiums with strong emergency coverage).

RagaMuffin Quick Stats

📅
12–16 years
Life expectancy
💰
$800/yr
Avg vet costs
📊
#30
Most popular
⚠️
5
Key health risks

Common RagaMuffin Health Conditions

⚠️ hypertrophic cardiomyopathy⚠️ polycystic kidney disease⚠️ obesity⚠️ urinary tract disease⚠️ dental disease

All Providers Ranked for RagaMuffins

#4
95
/ 100
★★★★★
4.5(31,200 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$17–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit Pets BestFull Review
#5
95
/ 100
★★★★★
4.5(11,300 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$25–$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit FetchFull Review
#6
95
/ 100
★★★★★
4.5(7,400 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$30–$100
Annual limitUp to Unlimited
Reimbursement80%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit PumpkinFull Review
#7
94
/ 100
★★★★★
4.4(9,800 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$15–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit SpotFull Review
#8
94
/ 100
★★★★★
4.4(14,600 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$30–$120
Annual limitUp to Unlimited
Reimbursement90%
Waiting period5 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit TrupanionFull Review
#9
94
/ 100
★★★★★
4.4(15,800 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$20–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period0 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit MetLifeFull Review
#10
93
/ 100
★★★★★
4.3(25,600 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$15–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit ASPCAFull Review
#11
93
/ 100
★★★★★
4.3(9,600 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✓Exam Fees
✓No Exclusions
Monthly cost$18–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%, 100%
Waiting period1 day (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit FigoFull Review
#12
93
/ 100
★★★★★
4.3(3,100 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit AnimaliaFull Review
#13
92
/ 100
★★★★★
4.2(2,400 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit KanguroFull Review
#14
92
/ 100
★★★★★
4.2(3,600 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$20–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit Physicians MutualFull Review
#15
91
/ 100
★★★★★
4.1(12,900 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$25–$100
Annual limitUnlimited (whole pet)
Reimbursement50%, 70%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit NationwideFull Review
#16
91
/ 100
★★★★★
4.1(4,200 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$17–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit OdieFull Review
#17
91
/ 100
★★★★★
4.1(3,800 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$18–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit Prudent PetFull Review
#18
91
/ 100
★★★★★
4.1(3,200 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$16–$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit TotoFull Review
#19
90
/ 100
★★★★★
4(8,200 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit AKCFull Review
#20
90
/ 100
★★★★★
4(5,600 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit CarePlusFull Review
#21
90
/ 100
★★★★★
4(6,800 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit PetPartnersFull Review
#22
90
/ 100
★★★★★
4(2,900 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$17–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit TrustedPalsFull Review
#23
90
/ 100
★★★★★
4(5,800 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement100%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit WagmoFull Review
#24
89
/ 100
★★★★★
3.9(1,800 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$18–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit DoggoFull Review
#25
89
/ 100
★★★★★
3.9(4,500 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit PetPremiumFull Review
#26
88
/ 100
★★★★★
3.8(900 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$55
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit PawdarlingFull Review
#27
87
/ 100
★★★★★
3.7(4,100 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit HartvilleFull Review
#28
87
/ 100
★★★★★
3.7(1,200 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✗Hereditary
✓Cancer
✗Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$10–$45
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit NibblesFull Review
#29
85
/ 100
★★★★★
3.6(4,800 reviews)

Excellent match for RagaMuffins. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$60
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathypolycystic kidney diseaseobesityurinary tract disease+1 more
Visit 24PetprotectFull Review
#30
48
/ 100
★★★★★
3.8(1,100 reviews)

Consider alternatives with stronger hereditary condition coverage for RagaMuffins.

✗Hereditary
✗Cancer
✗Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$8–$35
Annual limit$5,000
Reimbursement80%, 90%
Waiting period0 days (accident)
Visit SpokkFull Review
#31
44
/ 100
★★★★★
3.8(2,200 reviews)

Consider alternatives with stronger hereditary condition coverage for RagaMuffins.

✗Hereditary
✓Cancer
✗Orthopedic
✗Dental
✗Exam Fees
✗No Exclusions
Monthly cost$10–$45
Annual limit$7,000
Reimbursement90%
Waiting period0 days (accident)

Covers your breed's key risks:

obesity
Not covered: hypertrophic cardiomyopathyNot covered: polycystic kidney disease
Visit Companion ProtectFull Review

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