Breedsβ€ΊPicardy Spaniel
πŸ•

Best Pet Insurance for Picardy Spaniels

medium breed12–14 years lifespan~$850/yr vet costs

The Picardy Spaniel (Γ‰pagneul Picard) is one of France's oldest and rarest pointing spaniel breeds, developed in the Picardy region of northern France. Depicted in medieval tapestries, the Picardy Spaniel is considered the oldest of the French spaniels, preceding even the Blue Picardy Spaniel. Elegant, brown-roan coated, and calm in temperament, Picardy Spaniels are devoted hunting partners and gentle family dogs. They are versatile in the field β€” equally capable on upland game, waterfowl, and woodcock. Outside of France and a small international community, the breed is virtually unknown. Only a few thousand individuals exist worldwide.

Best Pet Insurance for Picardy Spaniels (Ranked)

πŸ†
EmbraceBest match for Picardy Spaniels
97
/ 100
β˜…β˜…β˜…β˜…β˜…
4.7(18,420 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ“Dental
βœ“Exam Fees
βœ“No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more

Score Breakdown

Condition Coverage
40% weight100
Price & Value
25% weight100
No Breed Exclusions
20% weight100
Customer Rating
15% weight80
Overall Score97 / 100
97
/ 100
β˜…β˜…β˜…β˜…β˜…
4.7(39,800 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$15–$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
95
/ 100
β˜…β˜…β˜…β˜…β˜…
4.5(22,100 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$10–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more

Picardy Spaniel Health Risks & Conditions

Understanding your Picardy Spaniel's specific health risks helps you choose the right coverage.

Hip Dysplasia

moderate risk

Hip dysplasia is the most frequently documented orthopedic condition in Picardy Spaniels. French breed clubs recommend OFA or FCI-equivalent hip screening before breeding. The condition causes progressive arthritis and mobility impairment. Treatment ranges from conservative management with NSAIDs and joint supplements ($500–$1,500/year) to FHO surgery ($1,500–$3,000) or total hip replacement ($4,500–$7,000) for severe bilateral cases. Early detection and weight management are the most effective tools for delaying progression.

Treatment cost:$1,500–$7,000

Progressive Retinal Atrophy (PRA)

moderate risk

PRA has been documented in the Picardy Spaniel and related French spaniel breeds. Annual CAER ophthalmological examinations ($150–$300) are recommended for all breeding stock. DNA testing ($100–$150) identifies carriers of known PRA mutations in spaniels. There is no treatment for PRA; affected dogs adapt to vision loss well in familiar environments. Responsible breeders prioritize eye health testing to reduce the prevalence in the breed's already small population.

Treatment cost:$200–$1,500

Ear Infections

high risk

Like all spaniels with long, pendulous ears, the Picardy Spaniel is predisposed to otitis externa due to limited ear canal airflow and moisture trapping during hunting and water exposure. Ear infections require treatment with topical antibiotic-antifungal preparations ($200–$500 per episode). Chronic recurrent infections require cytology, culture, and more targeted systemic treatment ($500–$2,000/year). Routine ear cleaning after hunting and water activity and keeping canals dry is the most effective preventive measure.

Treatment cost:$200–$2,000

Hypothyroidism

moderate risk

Hypothyroidism is documented in French spaniel breeds including the Picardy Spaniel. Signs include lethargy, weight gain, coat changes, and cold intolerance. A complete thyroid panel ($100–$200) confirms the diagnosis. Lifelong levothyroxine ($30–$60/month) is highly effective and inexpensive. Twice-yearly monitoring bloodwork ($100–$200) ensures appropriate dosing. Hypothyroidism should be considered as a diagnosis whenever unexplained weight gain or lethargy develops in an adult Picardy.

Treatment cost:$200–$800

Elbow Dysplasia

low risk

Elbow dysplasia has been documented in medium-sized sporting breeds including the Picardy Spaniel. The condition encompasses developmental joint abnormalities causing elbow incongruity and cartilage damage. Front limb lameness in young adults (5–18 months) is the hallmark sign. Arthroscopic surgical treatment ($2,000–$4,000 per elbow) is preferred for most cases. Long-term anti-inflammatory therapy and joint supplements ($50–$100/month) are needed after surgery to manage ongoing arthritis.

Treatment cost:$2,000–$6,000

What to Look for in Picardy Spaniel Pet Insurance

The Picardy Spaniel is a rare French sporting breed with standard spaniel health concerns. Key insurance priorities: (1) Orthopedic coverage for hip and elbow dysplasia; (2) Eye condition coverage for PRA; (3) Ear infection coverage for frequent otitis treatment; (4) Thyroid condition coverage for hypothyroidism. For a hunting dog, accident and injury coverage is also important. Embrace and Healthy Paws both offer strong hereditary condition coverage without breed exclusions and provide solid value for generally healthy sporting breeds.

Picardy Spaniel Quick Stats

πŸ“…
12–14 years
Life expectancy
πŸ’°
$850/yr
Avg vet costs
πŸ“Š
#189
Most popular
⚠️
5
Key health risks

Common Picardy Spaniel Health Conditions

⚠️ hip dysplasia⚠️ progressive retinal atrophy⚠️ ear infections⚠️ hypothyroidism⚠️ elbow dysplasia

All Providers Ranked for Picardy Spaniels

95
/ 100
β˜…β˜…β˜…β˜…β˜…
4.5(31,200 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ“Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$17–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
95
/ 100
β˜…β˜…β˜…β˜…β˜…
4.5(11,300 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ“Dental
βœ“Exam Fees
βœ“No Exclusions
Monthly cost$25–$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
95
/ 100
β˜…β˜…β˜…β˜…β˜…
4.5(7,400 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ“Dental
βœ“Exam Fees
βœ“No Exclusions
Monthly cost$30–$100
Annual limitUp to Unlimited
Reimbursement80%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
94
/ 100
β˜…β˜…β˜…β˜…β˜…
4.4(9,800 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ“Dental
βœ“Exam Fees
βœ“No Exclusions
Monthly cost$15–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
94
/ 100
β˜…β˜…β˜…β˜…β˜…
4.4(14,600 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$30–$120
Annual limitUp to Unlimited
Reimbursement90%
Waiting period5 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
94
/ 100
β˜…β˜…β˜…β˜…β˜…
4.4(15,800 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ“Dental
βœ“Exam Fees
βœ“No Exclusions
Monthly cost$20–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period0 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
93
/ 100
β˜…β˜…β˜…β˜…β˜…
4.3(25,600 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ“Dental
βœ“Exam Fees
βœ“No Exclusions
Monthly cost$15–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
#11
93
/ 100
β˜…β˜…β˜…β˜…β˜…
4.3(9,600 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ“Exam Fees
βœ“No Exclusions
Monthly cost$18–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%, 100%
Waiting period1 day (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
93
/ 100
β˜…β˜…β˜…β˜…β˜…
4.3(3,100 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ“Dental
βœ“Exam Fees
βœ“No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
92
/ 100
β˜…β˜…β˜…β˜…β˜…
4.2(2,400 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$15–$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
β˜…β˜…β˜…β˜…β˜…
4.2(3,600 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ“Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$20–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
91
/ 100
β˜…β˜…β˜…β˜…β˜…
4.1(12,900 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ“Dental
βœ“Exam Fees
βœ“No Exclusions
Monthly cost$25–$100
Annual limitUnlimited (whole pet)
Reimbursement50%, 70%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
#16
91
/ 100
β˜…β˜…β˜…β˜…β˜…
4.1(4,200 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$17–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
91
/ 100
β˜…β˜…β˜…β˜…β˜…
4.1(3,800 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ“Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$18–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
#18
91
/ 100
β˜…β˜…β˜…β˜…β˜…
4.1(3,200 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$16–$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
#19
90
/ 100
β˜…β˜…β˜…β˜…β˜…
4(8,200 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$15–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
90
/ 100
β˜…β˜…β˜…β˜…β˜…
4(5,600 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
90
/ 100
β˜…β˜…β˜…β˜…β˜…
4(6,800 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$15–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
90
/ 100
β˜…β˜…β˜…β˜…β˜…
4(2,900 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$17–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
90
/ 100
β˜…β˜…β˜…β˜…β˜…
4(5,800 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement100%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
89
/ 100
β˜…β˜…β˜…β˜…β˜…
3.9(1,800 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$18–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
89
/ 100
β˜…β˜…β˜…β˜…β˜…
3.9(4,500 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
88
/ 100
β˜…β˜…β˜…β˜…β˜…
3.8(900 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$15–$55
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
87
/ 100
β˜…β˜…β˜…β˜…β˜…
3.7(4,100 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ“Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
87
/ 100
β˜…β˜…β˜…β˜…β˜…
3.7(1,200 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ—Hereditary
βœ“Cancer
βœ—Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$10–$45
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
85
/ 100
β˜…β˜…β˜…β˜…β˜…
3.6(4,800 reviews)

Excellent match for Picardy Spaniels. Covers 5 of 5 key health risks with competitive pricing.

βœ“Hereditary
βœ“Cancer
βœ“Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$15–$60
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyear infectionshypothyroidism+1 more
48
/ 100
β˜…β˜…β˜…β˜…β˜…
3.8(1,100 reviews)

Consider alternatives with stronger hereditary condition coverage for Picardy Spaniels.

βœ—Hereditary
βœ—Cancer
βœ—Orthopedic
βœ—Dental
βœ—Exam Fees
βœ“No Exclusions
Monthly cost$8–$35
Annual limit$5,000
Reimbursement80%, 90%
Waiting period0 days (accident)
β˜…β˜…β˜…β˜…β˜…
3.8(2,200 reviews)

Consider alternatives with stronger hereditary condition coverage for Picardy Spaniels.

βœ—Hereditary
βœ“Cancer
βœ—Orthopedic
βœ—Dental
βœ—Exam Fees
βœ—No Exclusions
Monthly cost$10–$45
Annual limit$7,000
Reimbursement90%
Waiting period0 days (accident)

Covers your breed's key risks:

hypothyroidism
Not covered: hip dysplasiaNot covered: progressive retinal atrophy

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