Breedsโ€บIrish Setter
๐Ÿ•

Best Pet Insurance for Irish Setters

large breed12โ€“15 years lifespan~$1,100/yr vet costs

The Irish Setter is one of the most glamorous of all dog breeds โ€” a mahogany-coated, elegant, and exuberantly friendly sporting dog whose flowing red coat has made them an icon of canine beauty. Developed in Ireland and popularized in 19th-century Britain and America, Irish Setters are exceptional bird dogs with a sensitive nose and tireless energy. Beyond the show ring, they are enthusiastic family companions โ€” affectionate, playful, and famously good-natured with children and other dogs. Irish Setters are energetic and require substantial daily exercise. Their happy-go-lucky temperament belies a streak of independence that requires patient, consistent training. Health-wise, they are a generally sound breed with moderate risks across several categories. Comprehensive pet insurance secured in puppyhood provides the safety net for the conditions that do arise.

Best Pet Insurance for Irish Setters (Ranked)

๐Ÿ†
EmbraceBest match for Irish Setters
97
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.7(18,420 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more

Score Breakdown

Condition Coverage
40% weight100
Price & Value
25% weight100
No Breed Exclusions
20% weight100
Customer Rating
15% weight80
Overall Score97 / 100
97
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.7(39,800 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
95
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.5(22,100 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$10โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more

Irish Setter Health Risks & Conditions

Understanding your Irish Setter's specific health risks helps you choose the right coverage.

Hip Dysplasia

moderate risk

Hip dysplasia is documented in Irish Setters at a moderate rate, with OFA evaluation required for dogs in the Irish Setter Club of America's Health Program. Abnormal hip joint development causes pain, reduced exercise tolerance, and progressive arthritis. Treatment ranges from medical management ($600โ€“$1,500/year) to FHO surgery ($1,500โ€“$3,500) or total hip replacement ($4,500โ€“$7,500 per hip) in severe cases. Irish Setters' active lifestyle demands good joint health, making early screening and appropriate weight management important.

Treatment cost:$1,500โ€“$7,500

Progressive Retinal Atrophy (PRA)

moderate risk

Progressive Retinal Atrophy is well-documented in Irish Setters, historically associated with rod/cone dysplasia in early genetic studies. The prcd-PRA mutation also affects the breed. Annual ophthalmology exams ($150โ€“$300) are recommended for all Irish Setters. No treatment can halt progression to blindness. Genetic testing identifies carriers, allowing responsible breeding decisions. Blindness management and safety modifications add $300โ€“$1,000 in costs as the condition progresses.

Treatment cost:$300โ€“$2,000

Hypothyroidism

moderate risk

Hypothyroidism is documented in Irish Setters, often manifesting as weight gain, lethargy, coat changes, and reduced energy โ€” all particularly noticeable in an otherwise active sporting breed. Thyroid panel diagnosis costs $150โ€“$300. Lifelong levothyroxine supplementation costs $200โ€“$600/year with semi-annual monitoring bloodwork ($150โ€“$300/visit). The Irish Setter Club of America includes OFA thyroid evaluation in their recommended health testing for breeding dogs.

Treatment cost:$200โ€“$900

Gastric Dilatation-Volvulus (Bloat)

moderate risk

Irish Setters' long, narrow, deep-chested conformation puts them at significant risk for GDV. Emergency surgery ($2,000โ€“$8,000) must be performed within hours. Prophylactic gastropexy during spay/neuter ($200โ€“$500 additional) is strongly recommended for the breed and can be performed laparoscopically. Recognizing early bloat signs โ€” unproductive retching, distended abdomen, restlessness โ€” and having an emergency plan is essential for Irish Setter owners.

Treatment cost:$2,000โ€“$8,000

Epilepsy

moderate risk

Idiopathic epilepsy โ€” hereditary seizure disorder โ€” is documented in Irish Setters. Initial seizure workup to rule out structural causes costs $500โ€“$2,500 (bloodwork, urinalysis, possible MRI). Long-term anti-epileptic medication (phenobarbital, potassium bromide, or newer agents) costs $300โ€“$800/year. Bi-annual monitoring bloodwork is required for phenobarbital ($150โ€“$300/visit). Status epilepticus (prolonged seizure emergency) adds $500โ€“$2,000 per episode. The hereditary nature means offspring of affected dogs should be monitored.

Treatment cost:$500โ€“$5,000

What to Look for in Irish Setter Pet Insurance

Irish Setters face moderate risks across multiple categories โ€” orthopedic, ocular, neurological, and gastrointestinal โ€” rather than one dominant health crisis. Comprehensive hereditary coverage is important. Prioritize: (1) Hereditary condition coverage including hip dysplasia, PRA, and epilepsy; (2) Emergency bloat surgery coverage; (3) Chronic condition coverage for hypothyroidism and epilepsy management; (4) High annual benefit limits to cover multiple potential conditions in the same year. Top picks: Trupanion (unlimited per-condition, excellent for multiple concurrent conditions), Embrace (strong hereditary and chronic coverage), Healthy Paws (strong emergency and surgical coverage).

Irish Setter Quick Stats

๐Ÿ“…
12โ€“15 years
Life expectancy
๐Ÿ’ฐ
$1,100/yr
Avg vet costs
๐Ÿ“Š
#77
Most popular
โš ๏ธ
5
Key health risks

Common Irish Setter Health Conditions

โš ๏ธ hip dysplasiaโš ๏ธ progressive retinal atrophyโš ๏ธ hypothyroidismโš ๏ธ bloatโš ๏ธ epilepsy

All Providers Ranked for Irish Setters

95
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.5(31,200 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$17โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
95
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.5(11,300 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$25โ€“$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
95
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.5(7,400 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$30โ€“$100
Annual limitUp to Unlimited
Reimbursement80%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
94
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.4(9,800 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
94
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.4(14,600 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$30โ€“$120
Annual limitUp to Unlimited
Reimbursement90%
Waiting period5 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
94
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.4(15,800 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period0 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
93
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.3(25,600 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
#11
93
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.3(9,600 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$18โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%, 100%
Waiting period1 day (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
93
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.3(3,100 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
92
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.2(2,400 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
โ˜…โ˜…โ˜…โ˜…โ˜…
4.2(3,600 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
91
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.1(12,900 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$25โ€“$100
Annual limitUnlimited (whole pet)
Reimbursement50%, 70%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
#16
91
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.1(4,200 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$17โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
91
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.1(3,800 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$18โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
#18
91
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.1(3,200 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$16โ€“$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
#19
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(8,200 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(5,600 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(6,800 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(2,900 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$17โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(5,800 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$80
Annual limitUp to Unlimited
Reimbursement100%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
89
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.9(1,800 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$18โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
89
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.9(4,500 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
88
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.8(900 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$55
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
87
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.7(4,100 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
87
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.7(1,200 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ—Hereditary
โœ“Cancer
โœ—Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$10โ€“$45
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
85
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.6(4,800 reviews)

Excellent match for Irish Setters. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$60
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiaprogressive retinal atrophyhypothyroidismbloat+1 more
โ˜…โ˜…โ˜…โ˜…โ˜…
3.8(2,200 reviews)

Moderate fit for Irish Setters. Best if budget is the primary concern โ€” verify coverage for hip dysplasia specifically.

โœ—Hereditary
โœ“Cancer
โœ—Orthopedic
โœ—Dental
โœ—Exam Fees
โœ—No Exclusions
Monthly cost$10โ€“$45
Annual limit$7,000
Reimbursement90%
Waiting period0 days (accident)

Covers your breed's key risks:

hypothyroidismbloatepilepsy
Not covered: hip dysplasiaNot covered: progressive retinal atrophy
56
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.8(1,100 reviews)

Moderate fit for Irish Setters. Best if budget is the primary concern โ€” verify coverage for hip dysplasia specifically.

โœ—Hereditary
โœ—Cancer
โœ—Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$8โ€“$35
Annual limit$5,000
Reimbursement80%, 90%
Waiting period0 days (accident)

Covers your breed's key risks:

bloat
Not covered: hip dysplasiaNot covered: progressive retinal atrophy

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