Breedsโ€บIcelandic Sheepdog
๐Ÿ•

Best Pet Insurance for Icelandic Sheepdogs

medium breed12โ€“14 years lifespan~$800/yr vet costs

The Icelandic Sheepdog is Iceland's only native dog breed, descended from dogs brought to Iceland by Norse settlers over 1,000 years ago. Compact, friendly, and inquisitive with a curled tail and pricked ears, the Icelandic Sheepdog herded sheep, cattle, and horses in Iceland's challenging terrain. They are famously exuberant and people-oriented โ€” often called 'the dog that greets you with a wagging tail and never stops.' Nearly wiped out in the late 19th century by disease and government-imposed restrictions, the breed was carefully revived by Icelandic and international breeders. Recognized by the AKC in 2010, they remain rare but devoted fans describe them as the perfect family dog.

Best Pet Insurance for Icelandic Sheepdogs (Ranked)

๐Ÿ†
EmbraceBest match for Icelandic Sheepdogs
97
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.7(18,420 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more

Score Breakdown

Condition Coverage
40% weight100
Price & Value
25% weight100
No Breed Exclusions
20% weight100
Customer Rating
15% weight80
Overall Score97 / 100
97
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.7(39,800 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
95
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.5(22,100 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$10โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more

Icelandic Sheepdog Health Risks & Conditions

Understanding your Icelandic Sheepdog's specific health risks helps you choose the right coverage.

Hip Dysplasia

moderate risk

Hip dysplasia is among the conditions included in the Icelandic Sheepdog Association of America's recommended health testing. OFA hip evaluation is recommended before breeding. Treatment ranges from conservative management with anti-inflammatories, joint supplements, and controlled exercise ($500โ€“$1,500/year) for mild cases, to FHO surgery ($1,500โ€“$3,000) or total hip replacement ($4,500โ€“$7,000) for severe bilateral dysplasia. Physical rehabilitation therapy ($100โ€“$200/session) improves outcomes for surgical patients.

Treatment cost:$1,500โ€“$7,000

Patellar Luxation

moderate risk

Patellar luxation is included in ISAA recommended health testing for breeding dogs. The kneecap intermittently dislocates from its groove, causing lameness ranging from mild skipping to persistent non-weight-bearing. Grade Iโ€“II cases are managed conservatively; Grade IIIโ€“IV require surgical correction ($1,500โ€“$5,000 per knee). Routine patellar evaluation at annual wellness visits catches progression before it becomes severe.

Treatment cost:$1,500โ€“$5,000

Hereditary Cataracts

moderate risk

Hereditary cataracts โ€” distinct from age-related lens changes โ€” have been documented in Icelandic Sheepdogs and are included in the ISAA's recommended health testing. CAER annual ophthalmological examinations ($150โ€“$300) monitor for lens opacity. When cataracts become visually significant, phacoemulsification surgery ($1,500โ€“$4,000 per eye) can restore vision effectively. DNA testing for known hereditary cataract mutations ($100โ€“$150) is available for breeding stock.

Treatment cost:$1,500โ€“$4,000

Cryptorchidism

moderate risk

Cryptorchidism โ€” failure of one or both testicles to descend into the scrotum โ€” has been noted as a concern in male Icelandic Sheepdogs. Undescended testicles have a significantly elevated risk of cancer (Sertoli cell tumors, seminomas) and torsion. Surgical removal of the retained testicle(s) at the time of neutering is strongly recommended ($400โ€“$1,500 depending on whether the testicle is inguinal or abdominal). Retained testicles should never be left in place.

Treatment cost:$400โ€“$800

Distichiasis

moderate risk

Distichiasis โ€” abnormally positioned eyelashes that grow from the eyelid margin and contact the cornea โ€” has been identified in Icelandic Sheepdogs. The condition causes ocular irritation, tearing, and corneal abrasion. Mild cases may not require treatment; symptomatic cases require cryotherapy or electrolysis of the aberrant follicles ($300โ€“$1,000) or surgical correction ($500โ€“$2,000). CAER ophthalmological exams at annual wellness visits detect the condition early.

Treatment cost:$300โ€“$2,000

What to Look for in Icelandic Sheepdog Pet Insurance

The Icelandic Sheepdog has a range of hereditary conditions documented by the breed club โ€” cataracts, patellar luxation, and hip dysplasia being the most significant. Key insurance priorities: (1) Eye condition coverage including hereditary cataracts and surgical treatment; (2) Orthopedic coverage for patellar luxation and hip dysplasia; (3) Hereditary condition coverage broadly โ€” the ISAA's comprehensive health testing list reflects real breed risks. Embrace and Healthy Paws both cover hereditary conditions without breed exclusions and are well-suited to a generally healthy breed with specific inherited risks.

Icelandic Sheepdog Quick Stats

๐Ÿ“…
12โ€“14 years
Life expectancy
๐Ÿ’ฐ
$800/yr
Avg vet costs
๐Ÿ“Š
#147
Most popular
โš ๏ธ
5
Key health risks

Common Icelandic Sheepdog Health Conditions

โš ๏ธ hip dysplasiaโš ๏ธ patellar luxationโš ๏ธ cataractsโš ๏ธ cryptorchidismโš ๏ธ distichiasis

All Providers Ranked for Icelandic Sheepdogs

95
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.5(31,200 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$17โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
95
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.5(11,300 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$25โ€“$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
95
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.5(7,400 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$30โ€“$100
Annual limitUp to Unlimited
Reimbursement80%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
94
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.4(9,800 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
94
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.4(14,600 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$30โ€“$120
Annual limitUp to Unlimited
Reimbursement90%
Waiting period5 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
94
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.4(15,800 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period0 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
93
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.3(25,600 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
#11
93
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.3(9,600 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$18โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%, 100%
Waiting period1 day (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
93
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.3(3,100 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
92
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.2(2,400 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
โ˜…โ˜…โ˜…โ˜…โ˜…
4.2(3,600 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
91
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.1(12,900 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$25โ€“$100
Annual limitUnlimited (whole pet)
Reimbursement50%, 70%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
#16
91
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.1(4,200 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$17โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
91
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.1(3,800 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$18โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
#18
91
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.1(3,200 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$16โ€“$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
#19
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(8,200 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(5,600 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(6,800 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(2,900 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$17โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(5,800 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$80
Annual limitUp to Unlimited
Reimbursement100%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
89
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.9(1,800 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$18โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
89
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.9(4,500 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
88
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.8(900 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$55
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
87
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.7(4,100 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
87
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.7(1,200 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ—Hereditary
โœ“Cancer
โœ—Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$10โ€“$45
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
85
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.6(4,800 reviews)

Excellent match for Icelandic Sheepdogs. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$60
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hip dysplasiapatellar luxationcataractscryptorchidism+1 more
48
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.8(1,100 reviews)

Consider alternatives with stronger hereditary condition coverage for Icelandic Sheepdogs.

โœ—Hereditary
โœ—Cancer
โœ—Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$8โ€“$35
Annual limit$5,000
Reimbursement80%, 90%
Waiting period0 days (accident)
โ˜…โ˜…โ˜…โ˜…โ˜…
3.8(2,200 reviews)

Consider alternatives with stronger hereditary condition coverage for Icelandic Sheepdogs.

โœ—Hereditary
โœ“Cancer
โœ—Orthopedic
โœ—Dental
โœ—Exam Fees
โœ—No Exclusions
Monthly cost$10โ€“$45
Annual limit$7,000
Reimbursement90%
Waiting period0 days (accident)

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