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Best Pet Insurance for Chartreuxs

medium breed12–15 years lifespan~$700/yr vet costs

The Chartreux is a rare French breed with a history intertwined with the Carthusian monks of the Grande Chartreuse monastery. These cats are distinctive for their dense, blue-grey woolly double coat, golden-copper eyes, and a smile-like facial structure from narrow jowls tapering to a refined muzzle. Chartreux are quietly intelligent, observant, and devoted — they follow their people closely but are not demanding. They are known for their unusually quiet voice (often barely audible) and for being quick learners. The Chartreux is one of the few natural breeds where blue coat color is the only accepted standard. They are generally healthy cats with moderate health risks and respond well to attentive ownership. With proper care, a Chartreux is a distinguished, gentle companion for 12–15 years.

Best Pet Insurance for Chartreuxs (Ranked)

🏆
EmbraceBest match for Chartreuxs
97
/ 100
★★★★★
4.7(18,420 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more

Score Breakdown

Condition Coverage
40% weight100
Price & Value
25% weight100
No Breed Exclusions
20% weight100
Customer Rating
15% weight80
Overall Score97 / 100
Visit EmbraceFull Review
#2
97
/ 100
★★★★★
4.7(39,800 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit Healthy PawsFull Review
#3
95
/ 100
★★★★★
4.5(22,100 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$10–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit LemonadeFull Review
See All 31 Providers Ranked for Chartreuxs →

Chartreux Health Risks & Conditions

Understanding your Chartreux's specific health risks helps you choose the right coverage.

Patellar Luxation

moderate risk

Chartreux cats have a higher-than-average rate of patellar luxation — the kneecap slipping out of its normal groove. Mild cases (grade 1–2) require monitoring and pain management; severe cases (grade 3–4) need surgical correction ($1,000–$3,500 per knee). Their stocky, muscular build combined with relatively fine bone structure in the legs may contribute to this predisposition.

Treatment cost:$1,000–$3,500

Hypertrophic Cardiomyopathy (HCM)

moderate risk

Chartreux have moderate HCM prevalence. Annual echocardiographic screening ($300–$600) from age 3–4 is recommended. Cardiac medications for managed HCM cost $50–$200/month. Their typically stoic temperament means cardiac compromise can be subtle until well advanced — scheduled screenings are more reliable than symptom-watching.

Treatment cost:$600–$5,000

Urinary Tract Disease (FLUTD)

moderate risk

Chartreux have moderate FLUTD risk. Their tendency toward indoor sedentary living and obesity increases this risk. Urinary blockage in males is an emergency ($1,500–$3,000). Dietary management and weight control reduce recurrence.

Treatment cost:$300–$3,000

Dental Disease

moderate risk

Chartreux have average domestic cat susceptibility to periodontal disease and tooth resorption. Annual professional dental cleanings ($400–$800) are recommended from age 3–4 onward.

Treatment cost:$400–$1,800

Polycystic Kidney Disease

low risk

PKD has been documented in some Chartreux lines. Genetic testing identifies the PKD1 mutation. Management of progressive CKD costs $400–$2,000/year as disease advances.

Treatment cost:$400–$4,000

What to Look for in Chartreux Pet Insurance

Chartreux are moderate-risk cats. Patellar luxation is the distinctive breed concern; HCM coverage is the primary financial risk given potential for costly long-term management. Look for orthopedic coverage including patellar luxation, hereditary condition inclusion, and good chronic disease benefits. Top picks: Embrace (orthopedic and hereditary coverage), Healthy Paws (affordable unlimited coverage for moderate-risk breeds), Figo (comprehensive at good value).

Chartreux Quick Stats

📅
12–15 years
Life expectancy
💰
$700/yr
Avg vet costs
📊
#32
Most popular
⚠️
5
Key health risks

Common Chartreux Health Conditions

⚠️ patellar luxation⚠️ hypertrophic cardiomyopathy⚠️ urinary tract disease⚠️ dental disease⚠️ polycystic kidney disease

All Providers Ranked for Chartreuxs

#4
95
/ 100
★★★★★
4.5(31,200 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$17–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit Pets BestFull Review
#5
95
/ 100
★★★★★
4.5(11,300 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$25–$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit FetchFull Review
#6
95
/ 100
★★★★★
4.5(7,400 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$30–$100
Annual limitUp to Unlimited
Reimbursement80%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit PumpkinFull Review
#7
94
/ 100
★★★★★
4.4(9,800 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$15–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit SpotFull Review
#8
94
/ 100
★★★★★
4.4(14,600 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$30–$120
Annual limitUp to Unlimited
Reimbursement90%
Waiting period5 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit TrupanionFull Review
#9
94
/ 100
★★★★★
4.4(15,800 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$20–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period0 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit MetLifeFull Review
#10
93
/ 100
★★★★★
4.3(25,600 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$15–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit ASPCAFull Review
#11
93
/ 100
★★★★★
4.3(9,600 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✓Exam Fees
✓No Exclusions
Monthly cost$18–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%, 100%
Waiting period1 day (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit FigoFull Review
#12
93
/ 100
★★★★★
4.3(3,100 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit AnimaliaFull Review
#13
92
/ 100
★★★★★
4.2(2,400 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit KanguroFull Review
#14
92
/ 100
★★★★★
4.2(3,600 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$20–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit Physicians MutualFull Review
#15
91
/ 100
★★★★★
4.1(12,900 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$25–$100
Annual limitUnlimited (whole pet)
Reimbursement50%, 70%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit NationwideFull Review
#16
91
/ 100
★★★★★
4.1(4,200 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$17–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit OdieFull Review
#17
91
/ 100
★★★★★
4.1(3,800 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$18–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit Prudent PetFull Review
#18
91
/ 100
★★★★★
4.1(3,200 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$16–$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit TotoFull Review
#19
90
/ 100
★★★★★
4(8,200 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit AKCFull Review
#20
90
/ 100
★★★★★
4(5,600 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit CarePlusFull Review
#21
90
/ 100
★★★★★
4(6,800 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit PetPartnersFull Review
#22
90
/ 100
★★★★★
4(2,900 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$17–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit TrustedPalsFull Review
#23
90
/ 100
★★★★★
4(5,800 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement100%
Waiting period3 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit WagmoFull Review
#24
89
/ 100
★★★★★
3.9(1,800 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$18–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit DoggoFull Review
#25
89
/ 100
★★★★★
3.9(4,500 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit PetPremiumFull Review
#26
88
/ 100
★★★★★
3.8(900 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$55
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit PawdarlingFull Review
#27
87
/ 100
★★★★★
3.7(4,100 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit HartvilleFull Review
#28
87
/ 100
★★★★★
3.7(1,200 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✗Hereditary
✓Cancer
✗Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$10–$45
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit NibblesFull Review
#29
85
/ 100
★★★★★
3.6(4,800 reviews)

Excellent match for Chartreuxs. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$60
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

patellar luxationhypertrophic cardiomyopathyurinary tract diseasedental disease+1 more
Visit 24PetprotectFull Review
#30
48
/ 100
★★★★★
3.8(1,100 reviews)

Consider alternatives with stronger hereditary condition coverage for Chartreuxs.

✗Hereditary
✗Cancer
✗Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$8–$35
Annual limit$5,000
Reimbursement80%, 90%
Waiting period0 days (accident)
Visit SpokkFull Review
#31
36
/ 100
★★★★★
3.8(2,200 reviews)

Consider alternatives with stronger hereditary condition coverage for Chartreuxs.

✗Hereditary
✓Cancer
✗Orthopedic
✗Dental
✗Exam Fees
✗No Exclusions
Monthly cost$10–$45
Annual limit$7,000
Reimbursement90%
Waiting period0 days (accident)
Visit Companion ProtectFull Review

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