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Best Pet Insurance for Bombays

medium breed15–20 years lifespan~$750/yr vet costs

The Bombay was created by breeder Nikki Horner in the 1950s with the explicit goal of producing a miniature black panther — and she succeeded spectacularly. The Bombay's patent-leather black coat, copper penny eyes, and muscular, medium build create an unmistakable appearance. Bombays are highly social, playful, and attached to their people — they seek warmth (human and literal) and are known for following family members from room to room. They adapt readily to children, dogs, and other cats. Their personality blends Burmese warmth with American Shorthair robustness. Bombays are exceptional companion cats for people who want a striking, people-centric cat without the intense demands of Siamese or Burmese. Their exceptional longevity makes them wonderful long-term companions.

Best Pet Insurance for Bombays (Ranked)

🏆
EmbraceBest match for Bombays
97
/ 100
★★★★★
4.7(18,420 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more

Score Breakdown

Condition Coverage
40% weight100
Price & Value
25% weight100
No Breed Exclusions
20% weight100
Customer Rating
15% weight80
Overall Score97 / 100
Visit EmbraceFull Review
#2
97
/ 100
★★★★★
4.7(39,800 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit Healthy PawsFull Review
#3
95
/ 100
★★★★★
4.5(22,100 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$10–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit LemonadeFull Review
See All 31 Providers Ranked for Bombays →

Bombay Health Risks & Conditions

Understanding your Bombay's specific health risks helps you choose the right coverage.

Hypertrophic Cardiomyopathy (HCM)

moderate risk

Bombays, developed from Burmese and American Shorthair crosses, inherit some HCM predisposition from Burmese lines. Annual echocardiographic screening ($300–$600) from age 3–4 is recommended. Cardiac medications for managed HCM cost $50–$200/month.

Treatment cost:$600–$5,000

Hypertension

moderate risk

Bombays have some predisposition to hypertension, likely related to their Burmese ancestry and the breed's diabetic tendency. Blood pressure monitoring should be included in annual wellness exams from age 7 onward. Antihypertensive medication (amlodipine, $30–$60/month) manages most cases effectively.

Treatment cost:$200–$1,500

Dental Disease

high risk

Bombays have above-average rates of periodontal disease and gingivitis, likely inherited from Burmese lines. Annual professional dental cleanings ($400–$800) are essential. Some individuals develop stomatitis requiring more aggressive treatment.

Treatment cost:$400–$2,000

Mild Brachycephalic Features

low risk

Some Bombay lines carry mild brachycephalic features from the American Shorthair influence. These are generally much less severe than in Persians or Exotics but can cause occasional nasal passage narrowing, increased respiratory noise, or airway issues under anesthesia.

Treatment cost:$200–$1,500

Obesity

moderate risk

Bombays' Burmese heritage predisposes them to weight gain. Obesity increases diabetes risk (Burmese have 3–4x average diabetes rates, and Bombays share some of this tendency). Weight management is an important preventive health measure.

Treatment cost:$200–$1,200

What to Look for in Bombay Pet Insurance

Bombays are generally healthy and long-lived cats. HCM coverage is the primary concern, with dental illness and hypertension coverage as secondary priorities. Their longevity (15–20 years) means cumulative health costs make insurance valuable even for a robust breed. Look for no-upper-age renewal, HCM coverage, and dental illness add-on. Top picks: Embrace (dental illness, hereditary coverage), Healthy Paws (affordable unlimited for long-lived healthy cats), Figo (comprehensive at competitive rates).

Bombay Quick Stats

📅
15–20 years
Life expectancy
💰
$750/yr
Avg vet costs
📊
#34
Most popular
⚠️
5
Key health risks

Common Bombay Health Conditions

⚠️ hypertrophic cardiomyopathy⚠️ hypertension⚠️ dental disease⚠️ brachycephalic-related issues⚠️ obesity

All Providers Ranked for Bombays

#4
95
/ 100
★★★★★
4.5(31,200 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$17–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit Pets BestFull Review
#5
95
/ 100
★★★★★
4.5(11,300 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$25–$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit FetchFull Review
#6
95
/ 100
★★★★★
4.5(7,400 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$30–$100
Annual limitUp to Unlimited
Reimbursement80%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit PumpkinFull Review
#7
94
/ 100
★★★★★
4.4(9,800 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$15–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit SpotFull Review
#8
94
/ 100
★★★★★
4.4(14,600 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$30–$120
Annual limitUp to Unlimited
Reimbursement90%
Waiting period5 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit TrupanionFull Review
#9
94
/ 100
★★★★★
4.4(15,800 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$20–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period0 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit MetLifeFull Review
#10
93
/ 100
★★★★★
4.3(25,600 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$15–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit ASPCAFull Review
#11
93
/ 100
★★★★★
4.3(9,600 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✓Exam Fees
✓No Exclusions
Monthly cost$18–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%, 100%
Waiting period1 day (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit FigoFull Review
#12
93
/ 100
★★★★★
4.3(3,100 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit AnimaliaFull Review
#13
92
/ 100
★★★★★
4.2(2,400 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit KanguroFull Review
#14
92
/ 100
★★★★★
4.2(3,600 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$20–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit Physicians MutualFull Review
#15
91
/ 100
★★★★★
4.1(12,900 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✓Exam Fees
✓No Exclusions
Monthly cost$25–$100
Annual limitUnlimited (whole pet)
Reimbursement50%, 70%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit NationwideFull Review
#16
91
/ 100
★★★★★
4.1(4,200 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$17–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit OdieFull Review
#17
91
/ 100
★★★★★
4.1(3,800 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$18–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit Prudent PetFull Review
#18
91
/ 100
★★★★★
4.1(3,200 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$16–$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit TotoFull Review
#19
90
/ 100
★★★★★
4(8,200 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit AKCFull Review
#20
90
/ 100
★★★★★
4(5,600 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit CarePlusFull Review
#21
90
/ 100
★★★★★
4(6,800 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit PetPartnersFull Review
#22
90
/ 100
★★★★★
4(2,900 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$17–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit TrustedPalsFull Review
#23
90
/ 100
★★★★★
4(5,800 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$20–$80
Annual limitUp to Unlimited
Reimbursement100%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit WagmoFull Review
#24
89
/ 100
★★★★★
3.9(1,800 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$18–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit DoggoFull Review
#25
89
/ 100
★★★★★
3.9(4,500 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit PetPremiumFull Review
#26
88
/ 100
★★★★★
3.8(900 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$55
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit PawdarlingFull Review
#27
87
/ 100
★★★★★
3.7(4,100 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✓Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit HartvilleFull Review
#28
87
/ 100
★★★★★
3.7(1,200 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✗Hereditary
✓Cancer
✗Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$10–$45
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit NibblesFull Review
#29
85
/ 100
★★★★★
3.6(4,800 reviews)

Excellent match for Bombays. Covers 5 of 5 key health risks with competitive pricing.

✓Hereditary
✓Cancer
✓Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$15–$60
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

hypertrophic cardiomyopathyhypertensiondental diseasebrachycephalic-related issues+1 more
Visit 24PetprotectFull Review
#30
48
/ 100
★★★★★
3.8(1,100 reviews)

Consider alternatives with stronger hereditary condition coverage for Bombays.

✗Hereditary
✗Cancer
✗Orthopedic
✗Dental
✗Exam Fees
✓No Exclusions
Monthly cost$8–$35
Annual limit$5,000
Reimbursement80%, 90%
Waiting period0 days (accident)
Visit SpokkFull Review
#31
44
/ 100
★★★★★
3.8(2,200 reviews)

Consider alternatives with stronger hereditary condition coverage for Bombays.

✗Hereditary
✓Cancer
✗Orthopedic
✗Dental
✗Exam Fees
✗No Exclusions
Monthly cost$10–$45
Annual limit$7,000
Reimbursement90%
Waiting period0 days (accident)

Covers your breed's key risks:

obesity
Not covered: hypertrophic cardiomyopathyNot covered: hypertension
Visit Companion ProtectFull Review

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