Breedsโ€บBedlington Terrier
๐Ÿ•

Best Pet Insurance for Bedlington Terriers

small breed11โ€“16 years lifespan~$1,000/yr vet costs

The Bedlington Terrier is a unique and charming breed โ€” resembling a lamb with a distinctive pear-shaped head, arched back, and curly pale coat. Bred in the mining town of Bedlington, England, these dogs were once known as 'gypsy dogs' and prized for their speed, courage, and rat-catching ability. Despite their gentle appearance, Bedlingtons are true terriers โ€” tenacious, energetic, and spirited. They are affectionate, intelligent, and can be entertaining companions, though they retain the terrier's independence and prey drive. The breed's most critical health concern is copper toxicosis โ€” a hereditary liver condition unique to the breed that requires DNA testing of all breeding animals and regular screening of pet dogs.

Best Pet Insurance for Bedlington Terriers (Ranked)

๐Ÿ†
EmbraceBest match for Bedlington Terriers
97
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.7(18,420 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more

Score Breakdown

Condition Coverage
40% weight100
Price & Value
25% weight100
No Breed Exclusions
20% weight100
Customer Rating
15% weight80
Overall Score97 / 100
97
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.7(39,800 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
95
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.5(22,100 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$10โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more

Bedlington Terrier Health Risks & Conditions

Understanding your Bedlington Terrier's specific health risks helps you choose the right coverage.

Copper Toxicosis (Copper-Associated Hepatopathy)

high risk

Copper Toxicosis is the defining health condition of the Bedlington Terrier. Affected dogs have a genetic defect in copper metabolism causing the metal to accumulate in the liver, eventually causing hepatitis and cirrhosis. It affects a large percentage of the breed. A DNA test (COMMD1 gene) is available and widely used by responsible breeders. Liver biopsy with copper quantification ($600โ€“$1,500) provides definitive diagnosis. Treatment involves a low-copper diet, copper chelation therapy (D-penicillamine, trientine; $100โ€“$300/month), and zinc supplementation. Without treatment, the condition progresses to liver failure.

Treatment cost:$1,000โ€“$8,000

Progressive Retinal Atrophy (PRA)

moderate risk

PRA has been documented in Bedlington Terriers, causing progressive retinal degeneration and eventual blindness. DNA testing is available for the breed. Night blindness is the first sign, progressing to complete vision loss over months to years. There is no cure; management focuses on supporting affected dogs as they adapt to vision loss. Annual CAER ophthalmology exams ($150โ€“$300) monitor progression. Responsible breeders DNA-test all breeding stock to eliminate the PRA mutation.

Treatment cost:$200โ€“$1,500

Distichiasis

moderate risk

Distichiasis is a condition in which extra eyelashes grow from abnormal locations on the eyelid margin, rubbing against the cornea and causing irritation, tearing, and corneal ulceration. Bedlington Terriers have moderate rates of this condition. Mild cases may require only lubrication drops ($20โ€“$50/month). Significant distichiasis causing corneal damage is treated with electrolysis, cryotherapy, or surgical eyelid procedures ($300โ€“$2,000 depending on extent). Recurrence after treatment is possible.

Treatment cost:$300โ€“$2,000

Patellar Luxation

moderate risk

Patellar luxation โ€” kneecap dislocation โ€” occurs in Bedlington Terriers as in many small breeds. Intermittent limping and a skipping gait are the typical signs. Grades 1โ€“2 are managed conservatively with joint supplements. Grades 3โ€“4 require surgical correction ($1,000โ€“$2,500 per knee). Bilateral cases are common. Without intervention, secondary cruciate ligament disease can develop, significantly increasing treatment complexity and cost.

Treatment cost:$1,000โ€“$4,500

Kidney Disease

low risk

Bedlington Terriers have documented susceptibility to chronic kidney disease, likely related in part to the metabolic stresses of copper toxicosis. Kidney disease causes elevated creatinine and BUN, reduced urine concentration, and eventually uremic signs. Management includes prescription low-protein, low-phosphorus diets, phosphate binders, and fluid supplementation. Annual bloodwork and urinalysis are recommended from middle age onward. Kidney disease progresses over months to years; quality of life can be maintained for significant periods with appropriate management.

Treatment cost:$500โ€“$5,000

What to Look for in Bedlington Terrier Pet Insurance

Bedlington Terriers have a unique, high-priority health condition โ€” copper toxicosis โ€” that requires lifelong management and can cause serious liver disease. This condition is DNA-testable, so responsible owners of DNA-tested dogs have an advantage; however, insurers may still exclude it if detected before enrollment. Priorities: (1) Hereditary condition coverage for copper toxicosis and PRA; (2) Liver disease coverage; (3) Ophthalmology coverage for distichiasis and PRA; (4) Enroll before any bloodwork or biopsy reveals pre-existing copper accumulation. Top picks: Embrace (strong hereditary coverage), Fetch (comprehensive hereditary and chronic disease), Trupanion (unlimited benefits for ongoing management).

Bedlington Terrier Quick Stats

๐Ÿ“…
11โ€“16 years
Life expectancy
๐Ÿ’ฐ
$1,000/yr
Avg vet costs
๐Ÿ“Š
#141
Most popular
โš ๏ธ
5
Key health risks

Common Bedlington Terrier Health Conditions

โš ๏ธ copper toxicosisโš ๏ธ progressive retinal atrophyโš ๏ธ distichiasisโš ๏ธ patellar luxationโš ๏ธ kidney disease

All Providers Ranked for Bedlington Terriers

95
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.5(31,200 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$17โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
95
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.5(11,300 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$25โ€“$90
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period15 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
95
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.5(7,400 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$30โ€“$100
Annual limitUp to Unlimited
Reimbursement80%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
94
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.4(9,800 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
94
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.4(14,600 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$30โ€“$120
Annual limitUp to Unlimited
Reimbursement90%
Waiting period5 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
94
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.4(15,800 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period0 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
93
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.3(25,600 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
#11
93
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.3(9,600 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$18โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%, 100%
Waiting period1 day (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
93
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.3(3,100 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$80
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
92
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.2(2,400 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
โ˜…โ˜…โ˜…โ˜…โ˜…
4.2(3,600 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
91
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.1(12,900 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ“Exam Fees
โœ“No Exclusions
Monthly cost$25โ€“$100
Annual limitUnlimited (whole pet)
Reimbursement50%, 70%, 90%
Waiting period14 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
#16
91
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.1(4,200 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$17โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
91
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.1(3,800 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$18โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
#18
91
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4.1(3,200 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$16โ€“$60
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
#19
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(8,200 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$75
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(5,600 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(6,800 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$70
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(2,900 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$17โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
90
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
4(5,800 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$20โ€“$80
Annual limitUp to Unlimited
Reimbursement100%
Waiting period3 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
89
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.9(1,800 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$18โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
89
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.9(4,500 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
88
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.8(900 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$55
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period3 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
87
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.7(4,100 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ“Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$65
Annual limitUp to Unlimited
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
87
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.7(1,200 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ—Hereditary
โœ“Cancer
โœ—Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$10โ€“$45
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
85
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.6(4,800 reviews)

Excellent match for Bedlington Terriers. Covers 5 of 5 key health risks with competitive pricing.

โœ“Hereditary
โœ“Cancer
โœ“Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$15โ€“$60
Annual limit$10,000
Reimbursement70%, 80%, 90%
Waiting period2 days (accident)

Covers your breed's key risks:

copper toxicosisprogressive retinal atrophydistichiasispatellar luxation+1 more
48
/ 100
โ˜…โ˜…โ˜…โ˜…โ˜…
3.8(1,100 reviews)

Consider alternatives with stronger hereditary condition coverage for Bedlington Terriers.

โœ—Hereditary
โœ—Cancer
โœ—Orthopedic
โœ—Dental
โœ—Exam Fees
โœ“No Exclusions
Monthly cost$8โ€“$35
Annual limit$5,000
Reimbursement80%, 90%
Waiting period0 days (accident)
โ˜…โ˜…โ˜…โ˜…โ˜…
3.8(2,200 reviews)

Consider alternatives with stronger hereditary condition coverage for Bedlington Terriers.

โœ—Hereditary
โœ“Cancer
โœ—Orthopedic
โœ—Dental
โœ—Exam Fees
โœ—No Exclusions
Monthly cost$10โ€“$45
Annual limit$7,000
Reimbursement90%
Waiting period0 days (accident)

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